Commentary

The key to getting started

Aug 15th, 2017 | By
Jeff Hough

By Jeff Hough My son watches a popular show called “The Office.” It is a parody on life in the business world. I can’t stand to watch it, but occasionally they do a bit that strikes close to home and I find myself transfixed. In a recent episode, the manager, Michael Scott, discusses getting started
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Overcoming sunken costs

Aug 7th, 2017 | By
Jeff Hough

By Jeff Hough Life is full of choices—some are big, some small, others with tremendous impact and those with minimal impact. The problem with all choices is the risk of making poor ones. During a recent conversation with a client, we discussed a roadblock to good choices. The roadblock is the Sunken Cost Fallacy. The
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Reflecting on lessons learned from failure

Aug 1st, 2017 | By
Jeff Hough

By Jeff Hough This morning I received a text from a friend who a shared a milestone length of time being sober. I was proud and gave sincere congratulations on the accomplishment. It has been a long road and anyone going through those struggles knows how perilous the journey is. Reflecting on my friends struggles,
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Idaho Power Op-Ed: Ensuring fairness for all  customers

Jul 31st, 2017 | By
Adam J. Richins is Idaho Power’s Vice President of Customer Operations and Business Development (Submitted Photo)

By Adam J. Richins, Idaho Power’s Vice President of Customer Operations and Business Development Electricity has traveled on a one-way street for the better part of a century. Customers have received electricity generated by Idaho Power into their homes, and they’ve paid a monthly bill to cover costs of the grid that delivers it. Today, over
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Op-Ed: Idaho Secretary of State aims to correct recent media coverage

Jul 21st, 2017 | By
Idaho Secretary of State Lawrence Denney (Submitted Photo)

By Idaho Secretary of State Lawerence Denney There are times when it is not worth fighting to correct being misquoted or straighten out a misperception. There are certain times, however, when for the benefit of others, the battle for transparency must be fought. In light of recent media coverage surrounding a letter from The Presidential
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The moving target of ethics

Jul 18th, 2017 | By
Jeff Hough

By Jeff Hough Throughout my career, I have sat through countless hours of ethics training. A typical session involves basic platitudes about ethics and moral behavior that appear to be nothing more than common sense. I must confess that I often roll my eyes and think, “Duh!” In a book on leadership by Saul Alinski,
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Six Facts About Commercial Flood Insurance

Jul 12th, 2017 | By
Submitted Photo

By Mountain America Credit Union Most flooding in the United States occurs when the weather is warmer during the spring, summer and fall months—prime traveling months. According to ustravel.org, in 2016, direct spending in the U.S. by resident and international travelers averaged $2.7 billion per day. Given this statistic, the last thing you want is
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Retiring the 4% rule: What is a safe withdrawal rate in retirement?

Jul 11th, 2017 | By
Jennifer Landon

  By Jennifer Landon/Commentary For decades, financial advisers touted the “4-percent rule,” a benchmark rate of withdrawal designed to insure you don’t outlive your retirement nest egg. In recent years, however, experts have begun to question this hard and fast rule, and many have cut the rate at which you can safely withdraw from your
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Get Your Hands Dirty

Jul 11th, 2017 | By
Janna Graham

By Janna Graham/Commentary With the mild days of summer stretching in front of us, local gardeners are hard at work, cultivating well-known culinary rewards:  From vine-ripened tomatoes, to carrots and cucumbers and tiny new potatoes, a personal garden plot can provide freshness and flavor unmatched by any supermarket.  Tending a garden offers intangible benefits as
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Reforming Taxes: How Congress and Idaho Can Use the Tax System to Promote Economic Growth

Jul 11th, 2017 | By
Robert Spendlove (1)

By Robert Spendlove Reforming taxes, both nationally and in Idaho has been a major issue of debate this year.  The last overhaul of the U.S. tax code was more than 30 years ago. Many lawmakers feel now is the time to take action to comprehensively modernize the tax system. However, ideas about how to reform
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